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Investment Management
Discretionary and advisory portfolios built around your objectives, time horizon and appetite for risk.
Learn moreIndependent since 1899
Sterling & Hale is an independent partnership advising families, entrepreneurs and charitable foundations on the preservation and growth of their wealth.
£48.6bn
Assets under management
127
Years of independent advice
12,400
Families and foundations
96%
Client retention over ten years
Our Firm
Founded in the City of London in 1899, Sterling & Hale remains owned by its partners. We answer to our clients alone, and we measure success not in quarters but in generations.
Each family is served by a dedicated partner and a small team of specialists in investment, tax, trusts and philanthropy, working together under one roof.
The history of the firmWhat We Do
Six disciplines, one relationship. Every service is delivered by our own partners and specialists, never outsourced.
Discretionary and advisory portfolios built around your objectives, time horizon and appetite for risk.
Learn moreCash-flow modelling, retirement and liquidity planning that brings every part of your balance sheet together.
Learn moreConsolidated reporting, governance and administration for families with complex, multi-jurisdiction affairs.
Learn moreThoughtful structuring of trusts, gifts and estates so that wealth passes on as you intend.
Learn moreEstablishing foundations and donor-advised funds, and measuring the impact of your giving.
Learn morePre-sale planning, liquidity events and post-exit investment for founders and entrepreneurs.
Learn moreOur Approach
Every relationship begins with your family’s purpose, obligations and values, set down in a written charter before any capital is invested.
Assets are held across mandates, trusts and entities chosen for resilience and tax efficiency, then reviewed with your other advisers each year.
A partner reports to you in person every quarter, with consolidated statements, plain-English commentary and full disclosure of fees.
Balanced Mandate
Annualised returns, net of fees, to 30 June 2026
| Period | Sterling & Hale | Benchmark | Inflation |
|---|---|---|---|
| 1 year | 8.4% | 6.9% | 2.4% |
| 3 years | 6.1% | 5.2% | 3.8% |
| 5 years | 7.3% | 6.0% | 4.1% |
| 10 years | 7.9% | 6.4% | 3.0% |
Benchmark: 60% global equities, 40% sterling investment-grade bonds. Figures are illustrative. Past performance is not a reliable indicator of future results.
We do not seek to be the largest firm, nor the most fashionable. We seek to be the one our clients’ grandchildren will still trust.
Charlotte Hale-WhitmoreSenior Partner & Chief Executive
Leadership
Senior Partner & Chief Executive
CFA · 26 years with the firm
Chief Investment Officer
PhD Economics · Former central bank adviser
Head of Family Office Services
ACA, TEP · 18 years in private wealth
Head of Private Clients
CFP · Chartered Wealth Manager
Insights
Our investment committee on rates, earnings and why we continue to favour quality over momentum as the cycle matures.
Read the outlook7 min read
6 min read
8 min read
The Sterling Letter
Our partners’ quarterly view on markets, family governance and giving, sent by post or email.
Request the letterRecognition & Credentials
Fictional Wealth Review
Private Client Awards
Advisers’ Guild
Stewardship Council
Begin a Conversation
Speak in confidence with one of our partners about your family’s circumstances and objectives. We typically work with clients whose investable assets exceed £2 million.
7 Carrow Square, EC2V 4DN
+44 20 7946 0123
22 Abercromby Place, EH3 6LB
+44 131 496 0870
Quai des Tilleuls 14, 1204
+41 22 555 0144
410 Madison Row, 28th Floor
+1 212 555 0186