Cashback Plus
2% cash back on every purchase
- Welcome offer
- $200 bonus after $500 spend in 3 months
- Annual fee
- $0
- Rewards
- Unlimited 2%
- APR
- 0% intro APR for 15 months, then 19.24%–28.24% variable
Security reminder: Northbridge will never call, text or email to ask for your PIN, password or one-time code.
Learn about scamsNorthbridge Everyday Checking
No monthly fee with direct deposit, paychecks up to two days early and 18,000 fee-free ATMs. Open online in about 10 minutes, and talk to a real person whenever you want.
4.35% APY¹High-Yield SavingsNo minimum balance. No monthly fees.Rates
Competitive rates on savings, certificates and home loans, published every business morning. No teaser tricks.
Updated Friday, October 2, 2026 at 9:00 AM ET
| Account | Min. to open | APY¹ |
|---|---|---|
| High-Yield SavingsPopularNo minimum to open | $0 | 4.35% |
| Money Market PremierBalances $25,000+ | $2,500 | 3.90% |
| 12-month CertificateSpecialFixed rate, FDIC-style insured | $1,000 | 4.60% |
| 24-month CertificateFixed rate | $1,000 | 4.15% |
| Everyday SavingsLinked to checking | $25 | 0.50% |
| Loan | Rate | APR³ | Change |
|---|---|---|---|
| 30-year fixed | 6.125% | 6.284% | ▼ −0.05 |
| 20-year fixed | 5.990% | 6.162% | ▼ −0.03 |
| 15-year fixed | 5.375% | 5.611% | 0.00 |
| 7/6 ARM | 5.625% | 6.704% | ▲ +0.02 |
| Jumbo 30-year fixed | 6.250% | 6.391% | ▼ −0.04 |
Mortgage calculator
Adjust the price, down payment and term to estimate principal, interest, taxes and insurance. When you’re ready, get pre-qualified in minutes without affecting your credit score.
Credit cards
2% cash back on every purchase
3x points on travel and dining
Our lowest intro rate on transfers
Build credit from a $200 deposit
See pricing and terms for rates, fees and reward details. Offers subject to credit approval. Variable APRs based on the Prime Rate.⁴
Northbridge Mobile
Rated 4.8 by more than 412,000 customers. Everything you do at a branch, plus the things you can only do on your phone.
Snap both sides and funds are usually available next business day.
Send money to friends with just a phone number or email, free.
Automatic categories, budgets and alerts before bills are due.
Freeze a card, set limits or block online purchases in one tap.
Security & fraud protection
Layered security monitors every transaction in real time, and our fraud specialists are on call 24/7. If something looks wrong, you hear from us first.
Northbridge Bank is a Member of the National Deposit Insurance Corporation. Your deposits are insured up to $250,000 per depositor, for each account ownership category.²
How deposit insurance worksNew devices need a one-time code or biometric approval, so a stolen password alone is never enough.
Misplaced your card? Freeze it in the app in one tap, and unfreeze it just as fast when it turns up.
Unusual activity triggers an instant alert. Reply in the app and we block the card in seconds.
You won’t be held responsible for unauthorized purchases reported promptly.⁵
Suspect fraud or lost your card? Call 1-800-555-0147, available 24 hours a day, 7 days a week.
Visit the Security CenterBusiness banking
From your first sale to your fiftieth employee: checking, payments, payroll and lending, with a local relationship manager who knows your name.
24 locations within 5 miles
Money Matters
A simple way to size your safety net around your fixed costs, not a rule of thumb.
What today’s rate environment means for first-time buyers and refinancers.
From fake delivery texts to impostor calls: how to spot them and what to do next.
Open online in about 10 minutes. Bring your paycheck, bills and autopays over with our free switch kit.