Pay with a scan, send money worldwide in seconds and watch your savings grow. One wallet for everything, with no monthly fees.
Accepted at 180,000+ shops, cafés and online stores
Pay with Pocketa
Point your camera at any Pocketa QR code, or tap your phone at checkout. Payments confirm in under a second, and you earn cashback at thousands of partner merchants.
International transfers
Real exchange rates with a small, upfront fee. Deliver to bank accounts, mobile wallets or cash pickup in 38 countries.
You save about $31.40 compared with a typical bank transfer.
| Destination | 1 USD = | Fee |
|---|---|---|
| PHPhilippinesPHP | 57.88 PHP | $1.99 |
| INIndiaINR | 83.41 INR | $1.49 |
| MXMexicoMXN | 17.12 MXN | $0.99 |
| NGNigeriaNGN | 1,512.30 NGN | $2.49 |
| EGEgyptEGP | 48.65 EGP | $2.99 |
| KEKenyaKES | 129.40 KES | $1.99 |
Cards
Create virtual cards for online shopping and subscriptions, or carry a contactless physical card that works in 200+ countries with no foreign transaction fees.
Insights, budgets & vaults
Automatic categories and a weekly money recap.
Variable rate, paid daily. Withdraw any time, no penalties.
Security
Your money and data are protected by bank-grade security, and Pocketa is regulated as an electronic money institution.
Face or fingerprint for every login and every payment above your limit.
Lost your phone or card? Freeze everything from any device in seconds.
Data encrypted in transit and at rest. Card numbers are tokenised, never stored.
Your balance is held in segregated accounts at regulated partner banks.
Instant notifications for every transaction, login and device change.
Machine-learning models review every payment, backed by a human team.
Pocketa for Business
QR codes at the counter, payment links in chat and a clean API for your checkout. Get paid the same day.
import Pocketa from '@pocketa/node';
const pocketa = new Pocketa(process.env.POCKETA_KEY);
const checkout = await pocketa.payments.create({
amount: 4500, // in cents
currency: 'usd',
methods: ['qr', 'card', 'wallet'],
reference: 'order_2214',
});
// checkout.status → 'pending'
// checkout.qr_url → https://pay.pocketa.example/q/8XK2FAQ
Can’t find what you need? Our support team is in the app 24/7, with an average reply time of under 2 minutes.
Visit the help centreNo. Pocketa is a licensed electronic money institution. Your money is safeguarded in segregated accounts at regulated partner banks, which means it is protected even if Pocketa were to fail. Safeguarded funds are not covered by deposit insurance.
Most transfers to our top corridors arrive in seconds. Some destinations and bank networks can take up to one business day. You always see the delivery estimate before you confirm.
The Standard plan is free. You pay a small, transparent fee on international transfers and nothing on domestic payments between Pocketa users. Plus and Metal plans add perks like higher limits and travel insurance.
Yes. Pocketa Business lets you accept QR, card and wallet payments in store and online, with same-day payouts and a developer-friendly API.
Order one in the app after verifying your identity. Standard cards are free and arrive in 3 to 5 business days. Your virtual card is ready to use instantly.
Download Pocketa and open a free account in under 5 minutes.